The cost of car insurance after DUI DUI insurance rates by state. For our purposes, you can follow the same DUI car insurance guidance for DWI, DWAI, OVI and OUI.
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The rates will be higher after an OVI conviction, but some auto insurance companies have programs that can help reduce the normally high rates after an OVI or traffic conviction. A company can decide to count the first OVI conviction as a regular traffic violation, so the impact on the car insurance rates is not as high.
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If you have an OVI on your record, your insurance premiums will increase drastically. A nationwide study in 2010 showed that, in the first year after getting an OVI, your car insurance premiums go up on average 94.13%. Furthermore, on the third anniversary of that first DUI, insurance rates remain high, to the tune of 63.47% above-average.
Even one dumb mistake can label you as a high-risk driver. Find out where to get the best car insurance after a DUI with the cheapest rates.