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Cars determined “safe” or “low-risk” by car insurance companies, such as those listed as a Top Safety Pick by the Insurance Institute for Highway Safety (IIHS), will often qualify you for a discount.
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To keep costs low, he had rejected the “collision damage waiver” (CDW) insurance offered by the rental car company, which can run as much as. In the end, though, the accident cost him nothing out o.
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A premium is the amount you pay to the insurance company to buy your auto policy. The premium covers the term or length of the policy. The term can be 6 months or 1 year. Most insurance companies allow you to pay the premium in installments. Ask if there is an extra fee for doing this. Deductible. Some kinds of coverage have deductibles.
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