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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
UK’s car insurance postcode lottery revealed: Average motor policies fell 4% in Sutton but ROSE by as much as 9% in Lincoln at the end of last year
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Other examples include bogus injury claims — whiplash being the most common — and fronting, where parents cut costs by claiming they are the main driver on an insurance policy for their child’s car.
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